Personal Loan

Sadajyoti Saving & Credit Co-operative Ltd. offers Personal Loan Accounts designed to meet the diverse financial needs of its members. Whether it's for education, medical expenses, home improvement, travel, or any personal requirement, this loan facility provides flexible and affordable financing options.

Fixed Deposit

A Fixed Deposit (FD) account at Sadajyoti Saving & Credit Co-operative Ltd. is a secure and reliable way to grow your savings. It is ideal for individuals who want to earn higher interest on their money by depositing a fixed amount for a specified period.

Saving Account

Sadajyoti Saving & Credit Co-operative Ltd. offers a flexible and secure Saving Account to encourage regular saving habits among its members. This account is designed for individuals who want easy access to their funds while earning steady interest.

Business Loan

Sadajyoti Saving & Credit Co-operative Ltd. provides Business Loans to support entrepreneurs, shopkeepers, and small-to-medium business owners. Whether you're starting a new venture or expanding an existing one, this loan is designed to help your business grow with accessible financing.

Foreign Remittance Account

Sadajyoti Saving & Credit Co-operative Ltd. offers a Foreign Remittance Account to facilitate safe, legal, and efficient receipt of money sent from abroad. This service is specially designed for families of migrant workers and individuals who receive foreign income.

Current Account and Overdraft facility

The Current Account is designed for business owners, traders, professionals, and organizations that require frequent transactions. It offers flexibility, convenience, and access to additional financial services for managing daily business operations. The Overdraft Facility allows eligible current account holders to withdraw more money than they have in their account, up to a pre-approved limit. It acts as short-term financial support for managing unexpected expenses or temporary cash shortages.

Salary Account

​Sadajyoti Saving & Credit Cooperative Ltd. offers a Salary Account designed for salaried employees, providing convenient access to their earnings and facilitating seamless financial management with free life insurance coverage.